Home Buying Intelligence

Understand the home before you commit.

FactProp brings the price, monthly cost, nearby evidence, rental fallback, future resale, inspection findings, and offer strategy into one clear buyer view.

You see the answer first — then the proof behind it.

One property workspace
Full beta access
All current features
No credit card
Your analysis stays private

Illustrative FactProp View

Home Score52 / 100Example only

Seller asking: $750K
Reasonable Value: ~$656K
Value Band: $606K–$706K

True Monthly Cost
Planning estimateRental Potential
Rent and coverageResale Value
5 · 10 · 20 yearsMake an Offer
Starting strategy

What FactProp does

FactProp starts with the property and current market evidence.

It explains what price the home reasonably supports, what owning it may cost, and which facts matter most.

Then it helps you explore the area, rental and resale flexibility, inspection findings, and offer strategy.

Every major number includes the evidence and assumptions behind it.

Start with one question

Does this home make sense for me?

Buying a home means evaluating more than the listing price. FactProp organizes the property, market, cost, location, future flexibility, and negotiation into one decision workspace.

Understand the home

What does the evidence say?

Price, property facts, comparable evidence, and current market context.

Understand the money

What could ownership require?

True Monthly Cost, cash at closing, PMI, and purchase scenarios.

Understand your flexibility

How could life change?

Area & Commute, Rental Potential, Resale Value, and optional inspection review.

Build the deal

What should you discuss?

Make an Offer, seller or builder help, and Recommended Homes.

FactProp View

See what the home appears to support today.

FactProp does not rely on one generic estimate. It studies the property, nearby references, transaction status, current market context, and supporting public or external checks. You see the conclusion first and can inspect the evidence behind it.

Current pricing evidence

Reasonable Value

~$656,000

$606KSupported range$706K

Seller asking: $750K
Evidence strength: Developing

Illustrative values · not an appraisal

Nearby homes FactProp reviewed

Comparable evidence, without a mystery ranking.

These illustrative references show how nearby property evidence appears. They are examples, not live results or recommendations.

Illustrative reference 1

830 Dover Dr

$700K

Active listing · 0.04 mi

3,025 sq ftBuilt 2019

Illustrative reference 2

912 Cambridge Ct

$684K

Active listing · 0.33999999999999997 mi

2,880 sq ftBuilt 2018

Illustrative reference 3

774 Glenhaven Dr

$712K

Active listing · 0.64 mi

3,110 sq ftBuilt 2017

True Monthly Cost

Know what the home may really cost each month.

FactProp separates every major part of monthly ownership and explains how each number was calculated. When exact lender terms are unavailable, clearly labeled planning assumptions remain visible instead of being hidden.

Compare purchase prices, down payments, interest rates, cash at closing, and longer-term scenarios without confusing an estimate with a loan commitment.

Illustrative planning scenario

True Monthly Cost

$4,715 / month

Principal + interest$3,420

Property tax$810

Insurance$210

HOA$95

PMI$180

Each amount identifies its evidence or planning assumption.

Could 20% down help?

See both sides of the tradeoff.

For a conventional loan, 20% down may avoid PMI at origination and reduce the amount borrowed. FactProp also shows the extra cash required, so it never assumes 20% is automatically the right choice for you.

Current planLower cash needed20% downMore cash · possible PMI avoidanceIllustrative only · lender rules and loan type control

Area & Commute

Understand the area around the home.

See nearby everyday essentials, add destinations to understand travel time, and review confirmed transportation or flood-map context where reliable sources exist. FactProp separates verified facts from information that still needs an official source.

Property location confirmed

HomeGroceryParkCare

Nearby places: 16 reviewed
Commute: Add a destination

School boundaries and official area facts are never inferred.

Future flexibility

Your plans may change. Understand the options now.

Rental Potential

What if you need to rent it later?

Compare estimated rent and its range with modeled ownership and operating costs. See potential owner contribution or coverage without pretending every home is a rental investment.

Estimated rentOperating costsOwner contribution

Illustrative planning view

Resale Value

See how the ownership story could change over time.

Explore 5, 10, and 20-year market-history scenarios. Future value, mortgage balance, projected equity, and estimated sale proceeds stay separate so the math remains understandable.

5 years10 years20 years

Illustrative planning view

Home Inspection

Already have an inspection report?

Upload one active inspection report and FactProp organizes supported findings by priority, explains each issue, and shows planning repair-cost ranges only when enough evidence exists. Specialist quotes remain the stronger source when scope is uncertain.

Home Inspection is optional and does not change the Home Score or FactProp's valuation.

Illustrative inspection brief

What needs attention?

High prioritySpecialist review

Plan aheadRepair scope needed

MonitorMaintenance item

Report evidence stays separate from valuation.

Make an Offer

Turn the research into an offer plan.

Think beyond one offer price. Compare price reductions, eligible closing-cost contributions, lender-verified rate buydowns, and useful builder extras to understand which structure helps you most.

FactProp organizes a discussion plan. It does not guarantee seller acceptance, lender approval, or that every requested extra will be included.

Illustrative offer plan

Build the structure

Suggested opening positionEvidence-supported range

Seller or builder closing-cost help
Lender-verified rate buydown
20% down comparison
Ask for: refrigerator · blinds · patio

Recommended Homes

See if another available home may work better.

Choose one priority—such as lower price, lower monthly cost, more space, a larger lot, more bedrooms, or a newer home. Each recommendation explains what you gain, what you give up, and why it deserves attention. Your current home can still remain the strongest choice.

FactProp recommended

830 Dover Dr

$50K lower asking price

+56 sq ft · +1,394 sq ft lot

Illustrative comparison

Alternative to review

912 Cambridge Ct

More living space

+1 bedroom · smaller lot

Illustrative comparison

Alternative to review

774 Glenhaven Dr

Larger lot

Older home · similar asking price

Illustrative comparison

Why FactProp is different

Clear answers, with honest boundaries.

Answer first

See the conclusion before the methodology.

Proof behind the number

Important numbers show evidence and assumptions.

One home, one workspace

Property, cost, location, inspection, and offer planning stay connected.

No fake certainty

Missing evidence is shown as missing instead of being invented.

Evidence types FactProp may use

Property records, comparable-home evidence, local market data, public property records, long-term housing history, routing and nearby-place data, and official planning or hazard data where available. Specific providers and freshness belong in the workspace methodology and privacy disclosures.

Have a home in mind?

Start with the address.

FactProp will build a private Home Buying Intelligence workspace around that property.

Analyze a home →